We believe the answer to this question begins while you are still working. That’s why we have been helping hundreds of clients manage their retirement savings. We want to provide you with the investment advice and guidance that will answer the questions you have now – as well as the ones you will have when you retire.
401Ks can be a powerful savings tool for individuals, allowing employees to compound their retirement savings through employer matches and reap the benefits of tax deferment until retirement. These employer-sponsored plans have gradually taken the place of traditional defined-benefit pensions for workers. They are a key component of retirement income for today’s professionals. Every client’s financial situation and goals are different. Once we’re familiar with your portfolio of assets and your family’s needs, both now and in the future, we can begin looking at strategies to ensure your financial health.
401Kss can be powerful savings tools for individuals, allowing employees to compound their retirement savings through employer matches and reap the benefits of tax deferment until retirement. The basic employee compensation limit for 2019 to a 401K is $19,000, with a catch-up allowance of $6000 annually if you’re over 50.
Simply put, no matter your line of work or stage of life, AGAP Financial Services will strive to create a financial plan that works best for you.